Dallas Mommy Makeover Financing Options
How Much Does a Mommy Makeover Cost in Dallas?
A comprehensive mommy makeover in Dallas — typically involving a tummy tuck, breast lift or augmentation, and liposuction — generally ranges between $12,000 and $20,000 or more. Pricing varies depending on the number of areas addressed, surgical complexity, and the credentials of your plastic surgeon.
Price-Range Breakdown (Low $12K → High $21K)
| Cost Driver | Typical Range | What to Know |
|---|---|---|
| Surgeon’s Fee | $7,000 - $10,000 | Board-certified plastic surgeons charge more for experience and revision work |
| Anesthesia | $1,000 - $2,400 | General anesthesia adds 90-120 minutes to operating room time |
| Facility | $2,000 - $3,500 | AAAASF-accredited suites cost less than full hospital operating rooms |
| Surgical garments & meds | $300 - $800 | Includes abdominal binder or high-compression girdle, post-surgical bra, full-body faja, antibiotics and pain RX |
Source: 2025 Realself Cost Survey, ASPS 2024 Stats Dallas dataset
Why Do Most Patients Use Financing?
The reality is that most patients don’t pay in full upfront. Financing allows you to:
- Schedule your procedure without delay
- Spread payments across 12 to 60 months
- Work with board-certified surgeons without financial strain
Example Monthly Payments
Here’s what typical financing plans might look like, based on actual patient averages:
| Total Cost | Term | Estimated Monthly Payment |
|---|---|---|
| $13,500 | 36 mo | ~$460/month |
| $17,000 | 48 mo | ~$425/month |
| $20,000 | 60 mo | ~$390/month |
Exact rates depend on your credit score and lender terms.
Most Popular Financing Options in Dallas
- CareCredit – Widely accepted in Dallas; offers promotional interest-free periods up to 24 months
- Alphaeon Credit – Designed for elective procedures; longer repayment terms available
- In-House Financing – Some practices offer 50/50 split payments or phased procedure plans
- Cosmetic Surgery Loans – Credit unions and medical lenders may offer lower rates for qualified borrowers
What Credit Score Is Recommended?
- 700+ – Strongest approval odds and access to promotional interest rates
- 620–699 – Commonly approved, though interest may apply
- Below 600 – May require a co-signer or partial prepayment plan
Many providers offer pre-qualification tools that won’t impact your credit score.
Choosing the Right Financing Plan
Before committing, consider the following:
- Compare APRs, repayment terms, and penalty clauses
- Confirm what’s included: anesthesia, post-op garments, facility fees
- Avoid long-term financing for non-essential add-ons
Dallas Clinics with Flexible Payment Plans
Several board-certified surgeons affiliated with AestheticMatch in Dallas accept CareCredit, Alphaeon Credit, and offer in-house financing for returning patients or bundled procedures.
FAQ
Can I use a credit card and financing together?
Yes. Many patients place deposits on credit cards and finance the remainder.
Is it smarter to wait and save?
In some cases, yes. But waiting too long — especially after recent pregnancies — can affect your skin tone, muscle separation, and surgical outcomes.
Can I finance just one part of the makeover?
Absolutely. You can finance specific procedures (like just the tummy tuck or breast lift) and pay for others separately.
Sources
